Unicaja: solutions to drive the agri-food industry

The fruit and vegetable sector is one of the driving forces of the Spanish economy, combining innovation, export capacity and continuous adaptation to an increasingly competitive environment.

From intensive farming to the processing industry, companies in the sector face major challenges related to growth, process modernisation and entering new markets. To support this process, Unicaja provides agri-food professionals and companies with a specialised financial offering tailored to their needs. The bank offers solutions to finance campaigns, productive investments and expansion projects, as well as specific products to facilitate working capital management and strengthen companies’ liquidity.

Confirming and factoring solutions

Among these tools are confirming and factoring solutions, which help optimise payment and collection management, improve financial planning and provide greater flexibility in the day-to-day running of business activities. In addition, Unicaja’s multi-product facility makes it possible to consolidate working capital financing solutions into a single contract in a quick and straightforward way. The bank pays particular attention to intensive farming, one of the most dynamic segments of the agricultural sector, offering specific financing and conditions adapted to the particular characteristics of each campaign. Unicaja also supports agri-food companies in their internationalisation processes, providing solutions to boost their international business activities and take advantage of new opportunities in global markets.

As a concrete demonstration of its commitment, Unicaja has made €1 billion in pre-approved financing available to the sector for intensive farming and the 2026 CAP campaign. This measure enables professionals to access immediate liquidity to cover the usual expenses associated with each campaign and plan their activities with greater confidence. The bank also has a customer service model based on in-depth knowledge of the sector and close relationships with companies and professionals. This commitment to supporting the industry is also reflected in its presence at specialised trade fairs such as Fruit Attraction, at stand 9A18, a key meeting point for gaining first-hand insight into the evolution and challenges facing the fruit and vegetable industry.

With a clear commitment to supporting businesses, Unicaja works alongside the agricultural sector on its growth, investment and internationalisation projects, helping to strengthen its competitiveness while contributing to economic development and job creation.

Full information is available at www.unicajabanco.es/es/sector-agrario.